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Golfer’s Insurance

As an avid golfer, you invest in your gear. Do you know that our Golfer’s Insurance not only covers your gear but also provides coverage in scenarios where there is accidental damage to third parties or their property? We’ve crafted a policy specifically to suit a golfer’s lifestyle and the risks you face on the course.

Our Golfer’s Insurance covers:

  1. Public Liability:
    • Accidental bodily injury to third parties or damage to their property caused by the Insured whilst playing or practising golf on any golf course within the Territorial Limits of the Policy during the period of insurance
    • The Company will also pay:
      • All costs and expenses incurred by any claimant from the insured
      • All costs and expenses incurred with the written consent of the company
  1. Personal Accident:
    • Bodily injury to the Insured occurring on any golf course within the Territorial Limits of the Policy:
      1. Compensation for Death, or loss of sight in one or both eyes, or loss of one or more limbs, within twelve (12) months of the accident.
      2. Temporary total disablement – up to 104 weeks from the date of the accident.
    • Age limit: over 16 and under 70 years.
    • Accidental bodily injury caused by violent and external means during the period of insurance on any golf course within the territorial limits
  1. Golfing Equipment:
    • Coverage includes clubs, bags, golf trolleys and umbrellas lost or damaged by any accident or misfortune whilst in transit to or from a golf course or whilst at any golf club within the Territorial Limits of the Policy. The policy excludes:
      1. Wear and tear or deterioration
      2. Loss of golf balls, unless contained in the bag at the time of loss
  1. Personal Effects:
    • Coverage protects against loss of or damage to the personal effects (including wearing apparel) of the insured by fire or theft or any attempted theft while the property is located in the clubhouse. Cover includes wearing apparel but excludes watches, jewellery, furs, trinkets, medals, coins, money, securities or stamps (up to specified limits)
  1. Hole In One:
    • Benefit applicable whilst playing in a competition or friendly game on any recognised golf course within the Territorial Limits (up to specified limits)

Territorial Limits

Unless otherwise specifically agreed and an additional premium paid, the cover applies only to incidents happening in the country in which the policy is issued.

Limits and conditions apply. Contact us for more details.

Personal Accident

Accidents happen. That’s why it’s always a good idea to provide that security for you and your loved ones in the event that you suffer bodily injury as a result of an accident.

Massy United Insurance’s Personal Accident Policy is specifically designed to provide a weekly income if an accidental bodily injury results in your temporary total disablement, or to provide a lump sum payment if the injury results in permanent total disablement, loss of limbs , or death.