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The cover provided under the Cargo Pro conditions is based on the Institute Cargo Clauses. This summary is intended for use as general guidance only. If you have any questions, please use the Contact form and our Cargo Team will be pleased to help.

Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions. For an updated list of restricted territories please click here.

All Risk Limitied Cover
ICC (A) ICC (C)
INSTITUTE CARGO CLAUSES
Fire or Explosion Yes Yes
Vessel or craft being sunk or capsized Yes Yes
Vessel of craft being stranded or grounded Yes Yes
Collision and overturning or derailment Yes Yes
General average and salvage charges Yes Yes
Jettison Yes Yes
Washing overboard Yes
Earthquake, Volcanic eruption or lightning Yes
Total loss whilst loading or unloading Yes
Entry of sea, lake or river water Yes
Damage caused by harsh weather conditions Yes
Theft, shortage and disappearance Yes
Damage incurred whilst loading or unloading Yes
Breakage or extraordinar leakage Yes
Contamination caused by other cargo Yes
Condensation
Inherent vice of the insured commodity
Insufficiency or unsuitability of packing
Delay
Institute Strikes Clauses
Damage caused by strikes Yes Yes
Institute War Clauses
Damage caused by war, civil war or rebelion Yes Yes